Retirement Today Course

About This Course

Forget everything you were told about retirement.

Retiring has changed from what it used to be. Many retirees in the past depended on a pension or Social Security, but the baby boomer generation and on likely won’t be able to depend on just that. Fresh challenges have created a new retirement landscape, and retirees are looking for true education.

In our most comprehensive course, Retirement Today, you’ll discover how to navigate this new landscape and better achieve your retirement goals. If you’re recently retired or nearing retirement, you may find our licensed financial professional’s knowledge and experience beneficial. We want you to leave our workshop feeling more prepared and ready than ever for life after work.

You’ll discover information about:

  • The new federal tax code and standard deductions.
  • Social Security and “taxation surprise.”
  • A wide variety of financial tools and retirement income.
  • Health care, long-term care, life insurance, and estate planning.
  • Market volatility and the potential danger.
  • How to leave your legacy to loved ones.

Best of all, you’re not being sold anything at this event, so you can gain confidence in a purely educational and informational setting.

We can’t wait to meet you.

Course Description

Why you should attend this course

Six out of 10 retirees fear outliving their income more than death.1 Do you? In a day when the average retiree couple spends $280,000 in a lifetime on health care alone, it’s not easy to navigate retirement successfully.2 But, we’re here to help. This retirement education class will give you a broad overview of the modern retirement landscape, the needs facing many retirees, and the options, strategies, and solutions designed to help you. Retirement Today is designed to help you feel well-informed and prepared to take the next step in your financial journey.

Who should attend this course

Each workshop is led by licensed financial professionals from our nationwide network of financial instructors. These professionals come from your community and personally bring financial experience and knowledge to you. We want you to leave our workshops feeling ready for the next chapter of your life.

Course Overview


  • Deductions in Retirement
  • The New Tax Code
  • Taxes Throughout History
  • Interest Rates
  • Tax-Deferred Accounts & Your Retirement

Social Security

  • A Short History of Social Security & Taxation
  • Social Security Taxation Example
  • When Should I Claim Social Security Benefits?
  • The Break-Even Point
  • Spousal Benefits
  • Working After Claiming Benefits

Health Care, Long-Term Care Insurance, Life Insurance

  • Health Care & Medicare
  • Health Savings Accounts
  • What Is Long-Term Care Insurance?
  • Additional Benefits of Long-Term Care Insurance
  • Types of Life Insurance

Estate Planning

  • Estate Planning Terms
  • How to Choose Beneficiaries


  • Income Needs
  • Sequence of Returns
  • Defined Benefit vs. Defined Contribution
  • Social Security & Retirement Income
  • RMDs
  • Annuities
  • Dividends/Interest
  • Rentals
  • 401(k)s & IRAs
  • The Rule of 100

Financial Tools

  • Risk–Reward–Cost
  • Helpful Investment Definitions & Explanations
  • Standard Deviation
  • Drawdown
  • Average vs. Actual Returns

Section Summaries


For the first time in over 30 years, we’ve seen a large shift to the federal income tax code, including the elimination of entire tax brackets. With the geopolitical landscape changing each election cycle, it’s important to have a tax strategy that still favorably works for your retirement income. At Retirement Today, we address the major facets of how to create that tax strategy and more.

Social Security

Along with our national debt, which could be the impetus to change the current tax code and corresponding federal income taxation, the financial health of the Social Security program should be constantly ascertained. Estimates show that the Social Security program, if left unchanged, will only be fully funded until the year 2034.3 With that in mind, we’ll explore SS taxation and how to optimize your benefit to relieve stress on other income sources.

Health Care, Long-Term Care Insurance, Life Insurance

The costs of health care have risen quickly over the past half-century, making the average lifetime health care bill for a retired couple in 2018 around $280,000.4 How can you prepare for long-term care while protecting your assets in retirement? We’ll show you that and more.

Estate Planning

Confused about planning your estate? We’ll walk you through questions to ask your chosen counsel and decision-points to consider so you can add confidence when leaving your estate behind.


Determining your income needs is one of the most important steps of retirement income planning. Without knowing how much income you’ll need in retirement, you’ll essentially be taking a lucky guess when planning to meet those needs. We’ll help walk you through an income and expense worksheet so that you don’t have to guess.

Financial Tools

From stocks and mutual funds to real estate income and more, there are lots of options available to take advantage of to keep building toward your financial dreams.

Provided in This Course

A Collaborative Classroom Setting

Your instructor is a licensed financial professional, well-versed in the course subject matter, and has a true passion for teaching others critical information pertinent to today’s new retirement landscape. Your instructor helps you navigate the material by providing real-life examples and stories from their experiences. The sessions are also designed to help you feel comfortable to ask questions and share information about your own retirement journey to make sure you get the most out of the course.

Retirement Today Workbooks

As part of this workshop, you’ll receive materials specially created to help you follow along with the teaching. Designed for you to reference throughout your journey, the workbooks will include sections for note taking and personal feedback.

Retirement Today Lab Session

As an extension of the course, you can arrange a personal, one-on-one financial lab with your course instructor to dig deeper into your personal retirement journey and understand how the key takeaways from the course may affect your personal situation. This confidential, no-obligation financial lab is available on a first-come, first-served basis at no additional cost.