American Retirement Institute — Terms of Use

All information available through this Website is the property of American Retirement Institute (“ARI,” “we,” “our,” or “us”) or its information providers and is protected by copyright and intellectual property laws. All rights reserved.

You may not reproduce, retransmit, disseminate, sell, publish, broadcast, or otherwise use information from this Website in connection with creating, promoting, trading, or marketing financial instruments or products without the express written consent of American Retirement Institute or its information providers. You are permitted to use the information contained on this Website for private, non‑commercial use only.

ARI operates this Website (the “Website”) to provide educational financial information and related features and services (the “Service”). The terms and conditions set forth in these Terms of Use constitute a legally binding agreement between you and ARI governing your use of the Website and the Service.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you are not authorized to use this Website.

 

Content Not Intended for Distribution Where Prohibited

The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would violate law or regulation or subject ARI to registration requirements. Nothing constitutes a solicitation or offer by ARI to buy or sell securities or provide individualized investment advice.

 

Changes to These Terms of Use
ARI may modify these Terms of Use at any time without prior notice. Continued use of the Website indicates agreement to updated Terms.

Restrictions on Use
The Website, Service, and all content (“Content”) belong to ARI or third‑party licensors and may be protected by copyright or trademark laws.

You may download and print limited portions of Content only if you:

1. Do not post the Content on any public or networked media.
2. Do not modify or remove copyright notices.
   
   

No rights or ownership are transferred to you. ARI retains all intellectual property rights.

You agree not to alter, copy, reproduce, distribute, publish, license, or create derivative works from Website Content except as explicitly permitted.

Disclaimer of Warranties
Information on the Website is provided “as is.” ARI makes no warranties—express, implied, statutory, or otherwise—regarding accuracy, completeness, merchantability, fitness for purpose, title, or non‑infringement.

ARI does not guarantee uninterrupted, timely, secure, or error‑free operation of the Website.

Limitation of Liability
If dissatisfied with the Website, your sole remedy is to discontinue use.

In no event is ARI liable for:

• Direct, incidental, consequential, exemplary, or indirect damages
• Loss of profits, data, or business
• Errors or inaccuracies in content
• Unauthorized access to data
  
  

Some jurisdictions do not allow certain exclusions; limitations apply to the fullest extent permitted.

Privacy
Your use of the Website is governed by ARI’s Privacy Policy.

User Conduct
You agree not to:

• Interfere with site operation
• Overload servers
• Compromise security
• Modify or alter Content without authorization

General Provisions
Entire Agreement: These Terms represent the full agreement between you and ARI.

Corrections: ARI may correct errors or update information without notice.

Third‑Party Links: ARI does not endorse or control external sites and is not responsible for their content.

Governing Law: These Terms are governed by Georgia law. You agree to the exclusive jurisdiction of courts in Cobb County, Georgia.