Retirement Today

A class designed to provide a broad overview of retirement in today’s modern world.


Course Description

Retiring has changed from what it used to be. Fresh challenges have created a new retirement landscape and retirees are looking for education. In our Retirement Today course, you’ll discover how to navigate this new landscape and help better prepare you to reach your retirement goals.

We want you to leave our course feeling more prepared and ready than ever for life after work. We’ll cover taxes, Social Security, estate planning, health care, and more.

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What You'll Discover


Taxes

For the first time in over 30 years, we’ve seen a large shift to the federal income tax code, including the elimination of entire tax brackets. With the geopolitical landscape changing each election cycle, it’s important to have a tax strategy that still favorably works for your retirement income.

Social Security

When should you take Social Security? Will the Social Security program change with the increasing national debt? We’ll talk about these common questions and others.

Health Care, Long-Term Care, Life Insurance

The costs of health care have risen quickly over the past half-century, making the average lifetime health care bill for a retired couple in 2019 around $285,000. How can you prepare for long-term care while protecting your assets in retirement? We’ll show you that and more.

Estate Planning

We’ll walk you through questions to ask your chosen counsel and decision- points to consider so you can add confidence when leaving your estate behind.

Income

Determining your income needs is one of the most important steps of retirement income planning. We’ll help walk you through an income and expense worksheet so that you don’t have to guess.

Financial Tools

From stocks and mutual funds to real estate income and more, there are lots of options available to take advantage of to keep building toward your financial dreams.

What You'll Receive

A Collaborative Classroom Setting

Each class is taught by a licensed financial professional, well-versed in the course subject matter, and each with a passion for teaching others critical information pertinent to today’s new retirement landscape. Sessions are designed to help you feel comfortable to ask questions and share information about your own retirement journey.

Retirement Today Workbooks

As part of this course, you’ll receive materials specially created to help you follow along with the teaching. Designed for you to reference throughout your journey, the workbooks will include sections for note taking and personal feedback.

Retirement Today Lab Session

As an extension of the course, you can arrange a personal, one-on- one financial lab with your course instructor to dig deeper into your personal retirement journey and understand how the key takeaways from the course may affect your personal situation. This confidential, no-obligation financial lab is available at no additional cost.

Course Overview

Taxes

  • Deductions in Retirement
  • Federal Tax Code
  • Taxes Throughout History
  • Interest Rates
  • Tax-Deferred Accounts & Your Retirement

Social Security

  • A Short History of Social Security & Taxation
  • Social Security Taxation Example
  • When Should I Claim Social Security Benefits?
  • The Break-Even Point
  • Spousal Benefits
  • Working After Claiming Benefits

Health Care, Long-Term Care Insurance, Life Insurance

  • Health Care & Medicare
  • Health Savings Accounts
  • What Is Long-Term Care Insurance?
  • Additional Benefits of Long-Term Care Insurance
  • Types of Life Insurance

Estate Planning

  • Estate Planning Terms
  • How to Choose Beneficiaries

Income

  • Income Needs
  • Sequence of Returns
  • Defined Benefit vs. Defined Contribution
  • Social Security & Retirement Income
  • RMDs
  • Annuities
  • Dividends/Interest
  • Rentals
  • 401(k)s & IRAs
  • The Rule of 100

Find A Course Now

Fill in your zip code below to find a course near you!