COVID-19 UPDATE: For all American Retirement Institute registrants. Please read this statement about how classes will proceed during this changing environment

Holiday Gift Guide: Budget Edition

The holiday season is officially here! Maybe you’re behind or maybe you’re already done, but no one likes to pay more than they have to for those gifts. Thankfully, there are usually some great deals and ways to shop while on a budget. Here are a few tips and tricks for those looking to shop for gifts while on a budget.

Deals don’t just exist on Black Friday

While the world may be a little stop-and-go at the moment, many stores are running deals all through the holiday season, both in-store and online, to help reduced foot traffic. Keep an eye open for those emails and sales papers in the mail, and you may just run across some great deals. This year especially, retailers want to keep the sales going and profits on the rise — you may have missed last weekend’s sales, but there are plenty to come!

Don’t be afraid of refurbished electronics

Maybe you’ve got a grandchild asking for some form of an electronic — be it a phone, tablet, computer, gaming system, or whatever else, you’ve got options. Many retailers have refurbished stock; while not brand new, refurbished items have gone through an inspection process and often come with similar warranties. Your grandkids will still have that new device, and you could have just a bit more cash left in your wallet come January.

Think outside the (gift) box

Sometimes, the best gift you can give isn’t a tangible one. Maybe it’s an experience (trips, concerts, special events) or even just the gift of time. Consider just taking your child, grandchild, spouse, whoever, out to an experience and enjoy your time together — it’s the only thing we can’t make more of in this life.

Regardless of your budget, you have options to show your friends, family, and loved ones your appreciation this holiday season! You might have to get creative, but you’ll be able to create some memories you won’t soon forget!


Share This Article

Read The Previous Article

Read The Next Article